Fees and Payment policy
Clients are expected to pay for services in full at the time of their appointment unless prior arrangements have been made.
Payments can be made by cash, check or credit card. There is a $35 fee for each returned check.
Although I do not accept payments from third-party providers, I am happy to provide clients with a statement to submit to their insurance companies for reimbursement.
- Individuals: $80 - 50 minutes, $100 - 60 minutes, $125 - 75 minutes, $150 - 90 minutes
- Couples: $125 - 60 minutes, $150 - 75 minutes, $175 - 90 minutes
- Phone sessions: First 10 minutes are free and standard fees apply thereafter (pro-rated for less than 50 minutes)
Sliding scale fees: Available for qualifying clients
Please note: In accordance with laws regarding insurance fraud, clients who submit receipts for reimbursement are not eligible for reduced or discounted fees.
"Who wants to pay for therapy out-of-pocket when I've already paid for health insurance?
Why don’t I just find another clinician who will take my insurance?"
5 important reasons why you may consider paying out-of-pocket.
1. While you are clearly making a time investment by attending therapy, it has been my experience that people who pay out-of-pocket tend to bring their investment to a significantly deeper level. They tend to make better use of the time, and are more strongly motivated to bring their emotions and thoughts into their work. These all tend to result in deeper, quicker, and more meaningful change.
2. Paying out of pocket puts you in control of your treatment, not your insurance provider. While you are making investments in yourself with your time and energy, do you want your insurance company to dictate how frequently you can come to therapy, or when they think you are finished? These “one-size-fits-all” approaches might not be for you. Do you want to have your insurance provider decide the predetermined treatments and number of sessions allotted? Would it not be better for you to make the decision yourself, based on how your work is progressing?
3. Privacy is another concern when working with insurance agencies. While information about your treatment is protected by law, you may feel more comfortable knowing that there is not a third-party, i.e., your employer, being privy to your personal life. Moreover, while our increased use of technology has had great benefits, it also leads to greater risk of information breach. The fewer systems that have access to your information, the less risk there is of a breach in your privacy and with employers having access to sensitive information, therefore jeopardizing job security.
4. When using insurance to pay for sessions you may have to engage in lengthy phone calls, letter writing, and, at times, waiting for reimbursements to take place.
5. Perhaps the biggest reason to self pay: to use insurance one must submit to a diagnosis, and assume the role of an ill person. Health insurance assumes that you have a mental illness, and need treatment. While there are certainly times when a diagnosis is warranted and useful, there are also instances when this can be detrimental. When you do not use insurance, there is more room to be a client rather than a patient.
If you have questions contact us.